Regular Checking:
• Low monthly maintenance fee
• A variable earnings credit of .65% will be given on collected balances each month. This
 credit may offset some or all of the service charge.
• Free internet banking

NOW Checking
• $1000 minimum balance to open account
• Interest bearing at $1000¹
• Low monthly service fees if account balance drops below $1000
• Free internet banking
• NOW accounts are not available to corporations, partnerships or limited liability
 companies

Money Market Checking:
• $3000 minimum balance to open account
• Interest bearing at $3000¹
• Low monthly service fees if account drops below $3000
• Six monthly withdrawals or transfers (3 may be payments by check, draft, debit card
 or similar order to a third party).
• Account available to all business entities

¹variable interest rate account which is subject to change daily; interest accrues daily and credits to account monthly. Please contact a Personal Banker for the current rate sheet for annual percentage yields (APY). If account is closed before interest is paid, the accrued interest will not be paid. 

MEMBER FDIC
Publication date: May 1, 2007