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Not all credit cards are the same. The Cambridge State Bank VISA® card programs truly are the cards that give back to the community! We now offer two cards; Classic VISA® and ScoreCard^SM. Under the terms of our periodic promotions, Cambridge State Bank donates $1 per transaction during a specified period of time made using either Classic VISA® or ScoreCard^SM to a local designated organization.

Classic VISA®:
• No annual fee
• 13.90% fixed Annual Percentage Rate (APR)
• Easy minimum monthly payments of only 4% or $20 whichever is larger
• Cash advances at financial institutions nationwide

ScoreCard^SM:
• No annual fee
• Annual Percentage Rate (APR) of 12%
• Variable interest rate
• Easy minimum monthly payments of only 4% or $20 whichever is larger
• Earn travel points to fly with the major airlines AND valuable gifts!
• Choose from a wide-variety of EXCITING, high-quality name brand
merchandise, from gourmet cookware, electronics, tools and more!

Make payments at the bank, by mail, by automatic payment from your checking account at any bank, or pay online at https://www.mycardstatement.com/

Credit Card Terms and Conditions:

Annual Percentage Rate (APR) for Purchases:	Classic VISA® 13.90% ScoreCard^SM 12%
Other Annual Percentage Rates (APR):	Balance Transfers: Classic VISA® 13.90% ScoreCard^SM 12%
	Cash Advances: Classic VISA® 13.90% ScoreCard^SM 12%
Variable Rate Information:	The annual percentage may vary. The rate is determined by the highest prime rate published in The Money & Investing Section of The Wall Street Journal on the third Monday of the prior month ("Index") plus 6.0 percentage points.
Grace Period for Repayment of the balance for purchases:	You have 25 days to repay your balance for purchases before a finance charge will be imposed (provided you have paid your previous balance in full by the due date).
Method for Computing the Balance for Purchases:	Average daily balance (including new purchases)
Other fees:	Late payment fee: $29.00 Overlimit fee: $29.00 Cash advance transaction fee: 2% of cash advance amount with a minimum fee of $5.00 Foreign transaction fee: 1% of the amount of your transaction in U.S. Dollars


	MEMBER FDIC Publication date: February 19, 2008




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		221 W. Main St. Cambridge, WI 53523 Phone 608-423-3226 FAX 608-423-4595 TeleBank 608-423-7226

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