Internet Banking Service

Our Internet Banking Service provides you with a very safe and secured method of accessing your accounts with our bank through the Internet.

Using this banking method, the following services are available to you 24-hours a day from anywhere you have access to the Internet:
• transfer funds between your accounts
• review and print your transactions
• download your transactions into various accounting programs
• make loan payments
• receive answers to questions you might have about your accounts
• view cancelled checks

Direct Deposit/Electronic Funds Transfers

We can arrange for direct deposits of social security benefits, pensions and other income to either your checking or savings accounts, as well as to set up electronic fund transfers (EFT) for the direct payment of your utility, insurance, and other recurring bills. No more checks to remember to write or mail, we can take care of it all for you! We will assist you in completing the necessary paperwork for either direct deposits or electronic funds transfers.

Check Card

• Access your checking account wherever VISA is accepted
• Access cash from ATM's worldwide
• Detailed use description included on your monthly statement

Personal Internet Banking Requirements

• For first time user Log In, enter your account number as your Access ID and the last
 four digits of your social security number for your password. After doing so,
 you will be prompted to create a new Access ID and Password.
• Browser version
  - Internet Explorer 7.0 or greater with 128-bit strong encryption.
  - Netscape Navigator Version 8.0 or greater with 128-bit strong encryption.
  - Mozilla Firefox 2.0 or greater with 128-bit strong encryption.

Business Online Banking Requirements

• First time users please contact a Personal Banker for more information on accessing your account on line
• Browser version
  - Internet Explorer 7.0 or greater with 128-bit strong encryption.
  - Netscape Navigator Version 8.0 or greater with 128-bit strong encryption.
  - Mozilla Firefox 2.0 or greater with 128-bit strong encryption.

MEMBER FDIC
Publication date: May 1, 2007